Ushering in New Era at Northwest Stadium with Commanders Home Opener on Sunday, Sept. 15th

1 APY = Annual Percentage Yield. When your Dividend Rewards Checking account qualifications are met during a Monthly Qualification Cycle, balances up to $25,000 receive APY of 4.00% and balances greater than $25,000 earn 0.50% APY on the portion of balance greater than $25,000, resulting in an APY for this tier ranging from 4.00% to 1.38% APY depending on the account’s balance. APY calculation is based on an assumed balance of $100,000. Rates and rewards are variable and may change after account is opened. This account is not to be used for commercial purposes. Each individual is limited to being the primary owner on one account. In order to receive reimbursement of domestic ATM fees (up to $5/month) incurred, your account qualifications must be met during the Monthly Qualification Cycle. Monthly Qualification Cycle means the period beginning on the first day of the current month and closing on the last day of the current month. Debit card transactions may take one or more days to post to the account and must post during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM transactions, Debit card purchases processed by merchants as ATM transactions, transactions made with debit cards not issued by Northwest Federal.

2 When Debit Rewards Checking account qualifications are met during a Monthly Qualification Cycle, you will receive 4.00% cash back on up to a total of $200.00 in debit card purchases that post to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. Rates and rewards are variable and may change after account is opened. There are no recurring monthly maintenance charges or fees to open or close this account. Rewards less than a penny cannot be distributed. This account is not to be used for commercial purposes. Each individual is limited to being the primary owner on one account. In order to receive reimbursement of domestic ATM fees (up to $5/month) incurred in a statement cycle your account qualifications must be met during the Monthly Qualification Cycle. Qualifications must be met during the Monthly Qualification Cycle. Monthly qualification cycle means the period beginning on the first day of the current month and closing on the last day of the current month. Debit card transactions may take one or more days to post to the account and must post during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM transactions, Debit card purchases processed by merchants as ATM transactions, transactions made with debit cards not issued by Northwest Federal.

3 See account disclosures for ATM fee refund restrictions.